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Processing Fees: Not all lenders levy this. Few bankers who levy the charge either calculate it as a fix amount payable, or as a percentage of Loan amount
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GST: 18% GST on all fees, penalties, charges or cost collected by lender in exchange of service
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Legal and Technical: Levied if property and/or property documents needs evaluation by team of experts to ascertain eligibility
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Stamp Duty: State government fee, mostly mandatory to be paid at time of registration
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Pre-Payment Charges: Levied if a part of Loan is paid in lump-sum in-between the tenure. Majorly charged on fixed rate of interest home loans. On variable rate housing loans, RBI has stopped banks / NBFC from collecting prepay charges
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For-closure Fees: Levied if loan is repaid in total before the tenure
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Late payment or Overdue charges: Levied if the due-date for EMI is missed by borrower
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Cheque Bounce or EMI Bounce penalty: If the cheque is dishonoured or standing instruction is not processed for insufficient funds or other reasons, the penalty gets appliable
There are other charges which are specific and at discretion of banks like Application Fee, Administration fee, Repayment mode changes charges, Rate conversion or rate switching fees, CERSAI charges and others if any.