Loan Against Securities

  • No Prepayment Penalty
  • Lowest Interest Rate
  • Zero Documentation
  • Loans

Loan Against Mutual Funds

Loan By Pledging Fund Units

Loan Against Stocks/Shares

Loan Upto 50% Of Shares Value

Loan Against Bonds

LTV Ranging From 60% To 75%

Instant Approval

Lightning-fast In Just 7mins

Pre-pay Charges


Pre-closure Charges


LAMF: The Ultimate Choice

A Loan Against Mutual Funds lets you borrow money using your mutual funds as collateral, providing you quick access to cash without having to sell your investments. This way, you meet your financial requirements and continue to stay invested at the same time!

  • Lower Interest Rate compared to unsecured loans like personal loans or credit card loans.
  • Instant Approval - 100% digital, No CIBIL score required, Quick loan disbursal in 4 working hours
  • Maintain Investments: Keep your investments intact and take advantage of the magic of compounding while meeting your financial needs!
  • Flexible Use: Funds obtained through LAMF can be used for a wide range of purposes, including emergencies, investments or capitalizing on opportunities.
  • Simple Interest Product: Pay only interest every month.

Apply on Spoctree

  • Submit basic details like name, email id, mobile number, pincode & date of birth
  • Verify your mobile number by entering OTP(One time password) shared on your mobile number
  • Once verified, our system will connect you with qualified lenders for your loan against your securities request

Process with Lenders

  • Fetch your portfolio
  • Pledge your mutual funds
  • Setup auto-debit