Loan Against Car - Get Up to 200% Car Funding, Low Interest Rates, Easy EMIs

Interest Rate

12%* P.a. Onwards

Emi

Starts At ₹ 1,765/Lakh

Loan Funding

Upto 200% Of Car Value

Loan Tenure

Upto 7 Years

Zero Paperwork

24/7 Online Loan

Feature 1

No Income Proof Required

Feature 2

No Inspection/valuation Of Car

Feature 3

Upto 2% Lower Interest Rate Than Personal Loans

Loan Against Car - Get the Funds You Need Without Selling Your Vehicle

A loan against your car is a quick way to unlock funds using your car’s value as collateral. At Spoctree, we connect you with multiple trusted lenders so you can find a loan that suits your needs, all in one place. With our seamless online process, you don’t have to worry about extensive paperwork, and you can get started right from home.

With Spoctree, finding the right loan against your car is as simple as filling out our eligibility form and comparing offers. Start today and let your car’s value work for you, without the hassle of selling it.

Key Features of a Loan Against Car

Low EMI Starting from ₹ 1,765 per Lakh: Plan your monthly budget comfortably with affordable EMIs.
24/7 Online Access: Apply and track your loan status anytime, anywhere, with no physical branch visits needed.
No Income Proof Required: Your car’s value secures the loan, so there’s no need for income documentation.
No Car Inspection Required: Save time as there’s no need for a car inspection or valuation process.
Lower Rates Than Personal Loans: Benefit from an interest rate that can be up to 2% lower than personal loans.

Loan Agaisnt Car Benefits

Get Up to 200% of Your Car’s Value: Access higher funding, even beyond your car’s current value, so you get more when you need it.
Interest Rates Starting at 12% p.a.: Enjoy a more affordable option compared to other loan types, with rates as low as 12%.
Flexible Loan Tenures: Repay over a period that suits you, up to 7 years.
Simple Process: No need for income proof or car valuation, making the process quicker and easier.
PAN India Availability: Wherever you are, Spoctree’s network of lenders is ready to help you find a suitable loan.

Loan Against Checklist

Eligibility Check: Use our free tool to check if you qualify for a loan against your car.
Get Offers from Multiple Lenders: Spoctree will connect you with multiple lenders across India, giving you the freedom to compare and choose.
Easy Documentation: Minimal paperwork means you can focus on what matters. No need for complex documents or proof of income.
Quick Disbursement: Once approved, funds are disbursed quickly to your account, so you don’t have to wait long to get the money.