Instant Fixed Deposit by

Fixed Deposit at 6.70%* Returns

Fixed Deposit Rate Chart

Return on Investment

5.90% to 6.70%

* 0.25% higher for Senior Citizens


CRISIL - FAA+/Negative Rating

CARE - AA/Stable Rating

Tax Exemption

No Tax deduction on Interest Income upto ₹ 5K/year

Nomination Facility

Nomination allowed as per NHB guidelines

Loan Facility

Upto 75%* of Deposit Value

Premature Withdrawal

Premature withdrawal allowed post 3 months

Door Step Services

Document pick up from customer location

Widspread Network

Connected branches all over India

Why Choose Spoctree

3 Step Loan Process

Register - Share your basic details like - Name mobile and location

Validate – Verify the mobile number and ensure correct details are entered

Offers - Banks will contact you directly. Choose the right option as per your need

Best Rate of Interest

Banks provides the best option available basis your profile

Compare from various offering on our platform

Instant Approval

Bank and you agree on the terms and offering

Get instant sanction and process for Disbursal

Notable features of Spoctree

  • Lower Rate of Interest

  • Quick Processing

  • Instant Approval

  • No Hidden Charges

  • Multiple Quotes From Top Banks/NBFC

  • Pre-Payment & Foreclosure Facility

  • Balance Transfer with ₹ 0 Fees

  • Hassle-Free Loan Disbursal

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