Repayment Period - Upto 30 years | SBI Home Loan Interest Rate - 8.35% - 9.50% p.a. | Loan Amount - Minimum - 10L to Maximum - 25Cr | Maximum Loan - Upto 95% of Loan Amount
- • "THE MOST PREFERRED HOME LOAN PROVIDER" voted in AWAAZ Consumer Awards along with the MOST PREFERRED BANK AWARD in a survey conducted by TV 18 in association with AC Nielsen-ORG Marg in 21 cities across India.
- • SBI Home Loans come to you on the solid foundation of trust and transparency built in the tradition of State Bank of India.
- • SBI Home Loans is the largest Mortgage Lender in India, which has helped over 30 lakh families to achieve the dream of owning a home.
- • SBI Home Loans is the largest Mortgage Lender in India, which has helped over 30 lakh families to achieve the dream of owning a home.
- • Awarded as 'The most preferred Home Loan Provider' SBI Home Loan has always served its customers with attentive care and best offers. It offers different types of schemes for different types of property aspirers.
- • With improvement in technology and ease in access of internet individual can quickly check loan eligibility and apply for loan online. SBI, one of the renowned banks in India, is consistent in providing loans for the eligible candidates. Its exceptional service has built a substantial reputation among all the home loan-competitors.
- • Apply & Get Instant Approval.
- Different types of home loan schemes of SBI: -
- • SBI Regular Home Loan
- • SBI Balance Transfer - Switch your Home Loan to SBI and Save Big!
- • SBI NRI Home Loan - For Non-Resident Indians (NRIs) and for People of Indian Origin (PIOs). There's no upper limit for this type of loan. It is available with floating SBI home loan interest rate of 8.35 p.a.
- • SBI Flexipay Home Loan: SBI Flexipay Home loan provides an eligibility for a higher loan amount exclusively for the salaried borrowers. It offers customer the option to pay only SBI home loan interest during the moratorium (pre-EMI) period, and thereafter, pay moderated EMIs.
- • SBI Privilege Home Loan - SBI has launched Home Loan exclusively for government employees. Employees of Central / State Government which includes PSBs, PSUs of Central Government and other individuals with pensionable service are eligible to apply for this home loan.
- • SBI Shaurya Home Loan - SBI Shaurya Home Loan scheme is dedicated to the Army and Defence Personnel of the nation. This special home loan scheme will be only provided to the defence employees.
- • SBI PAL Home Loan - The SBI Pre-approved loan provides sanction of Home Loan limits to the customers before finalization of the property which enables them to negotiate with the Builder/Seller confidently.
- • SBI Realty: An opportunity to the customer to purchase a plot for construction of a dwelling unit. The construction of the house should take place within 5 years from date the loan has been sanctioned.
- • MaxiGain Home loan: This reduces SBI home loan interest burden and acts as an overdraft account. Depending upon the cash availability, borrower can deposit and withdraw a particular sum from this loan account. There's no upper limit for this type of loan.
- • SBI Home Top Up Loan - Loan for SBI customers to borrow certain amount over and above their home loan amount.
- • SBI Bridge Home Loan - For all the home owners who aspire to upgrade their homes to bigger or better locations
- Unique Advantages -
- • Low SBI home loan interest rates. Interest calculation on a daily reducing balance.
- • Home Loan also available as an Overdraft. Optimally utilize your surplus funds.
- • Low processing charges. No hidden costs or administrative charges.
- • No prepayment penalties. Reduce your SBI home loan interest burden by prepaying the loan.
- • Package of exclusive benefits. Over 15,969 branches nationwide.
- • Flexible repayment with tenure up to 30 years.
- • Choose your loan amount and repayment schedule.
Home loans have longer tenure range between minimum 2 years to maximum 30 years. Depending upon the individual applicant`s profile and lender, the APR (Annual Percentage Rate) of a home loan may vary from 8.35% - 9.50% annually. For Example, If you take a home loan of Rs. 10 lakh at rate of 8.35% with tenure of 30 years, then your EMI amount will be Rs. 7,583. The total payable amount at the end of 30 years would be Rs. 27,29,910/-. Therefore, you`ll be paying total interest amount of Rs. 17,29,910/-.
By providing your phone number on this form, you give us permission to call you in response to this request, even if this/your phone number is in the State and/or National Do Not Call Registry. Your privacy is very important to us. We never sell, trade or share your personal information with any unknown third party or organization and only our associates or our partner associates will contact you in response to your request. Please check with respective provider before or at the time of availing such offer/scheme. Logos, brands, and other trademarks featured or referred to within this site are the property of their respective trademark holders & Spoctree doesn`t claim to own them. Spoctree does not charge anything from the consumer. Terms & Conditions of respective brand will be applicable. Offers are subject to change without prior notice.